/* Innovative Wealth (Avada) – Laravel loan subdomain overrides */

@import url('https://fonts.googleapis.com/css2?family=Mulish:wght@400;600;800&display=swap');

:root {
    /* INN Group Finance — tokens extended in loan-inn-theme.css */
    --loan-royal: #1e63d8;
    --loan-royal-dark: #1854b8;
    --loan-royal-darker: #081b33;
    --loan-royal-light: #4a85e3;
    --loan-royal-mid: #1e63d8;
    --loan-royal-soft: #e8f1fc;
    --loan-royal-soft-2: #f8fafc;
    --loan-royal-border: #e4e7ec;
    --loan-royal-glow: rgba(30, 99, 216, 0.28);
    --loan-text-on-blue: #ffffff;
    --loan-text-on-white: #101828;
    --loan-text-muted: #667085;
    --loan-coral: var(--loan-royal);
    --loan-coral-dark: var(--loan-royal-dark);
    --loan-coral-deep: var(--loan-royal-darker);
    --loan-accent: var(--loan-royal);
    --loan-accent-dark: var(--loan-royal-dark);
    --loan-expertise-light: var(--loan-royal);
    --loan-expertise-dark: #081b33;
    --loan-expertise-mid: #12345a;
    --loan-svc-bg-alt: #081b33;
    --loan-svc-bg-soft: #f8fafc;
    --loan-svc-border: var(--loan-royal-border);
    --loan-svc-icon-bg: rgba(30, 99, 216, 0.08);
}

body {
    font-family: Lato, Roboto, sans-serif;
}

/* Scroll to top – dark pill, white chevron (replaces broken Avada icon box) */
.loan-scroll-top-wrap.to-top-container {
    position: fixed;
    left: 0;
    bottom: 0;
    z-index: 10050;
    margin: 0;
    padding: 0;
    pointer-events: none;
}

.loan-scroll-top-wrap .loan-scroll-top,
.loan-scroll-top-wrap #toTop.fusion-top-top-link {
    display: flex !important;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    margin: 0;
    padding: 0;
    background: #2d2d2d !important;
    color: #ffffff !important;
    border: none;
    border-radius: 10px 10px 0 0;
    box-shadow: 0 -2px 12px rgba(0, 0, 0, 0.2);
    text-decoration: none !important;
    opacity: 0;
    visibility: hidden;
    transform: translateY(8px);
    transition: opacity 0.25s ease, visibility 0.25s ease, transform 0.25s ease, background 0.2s ease;
    pointer-events: auto;
}

.loan-scroll-top-wrap .loan-scroll-top::before,
.loan-scroll-top-wrap #toTop.fusion-top-top-link::before {
    display: none !important;
    content: none !important;
}

.loan-scroll-top-wrap .loan-scroll-top .fa-chevron-up {
    font-size: 16px;
    line-height: 1;
}

.loan-scroll-top-wrap.is-visible .loan-scroll-top,
.loan-scroll-top-wrap.is-visible #toTop.fusion-top-top-link {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.loan-scroll-top-wrap .loan-scroll-top:hover,
.loan-scroll-top-wrap .loan-scroll-top:focus-visible,
.loan-scroll-top-wrap #toTop.fusion-top-top-link:hover,
.loan-scroll-top-wrap #toTop.fusion-top-top-link:focus-visible {
    background: var(--loan-royal) !important;
    color: #ffffff !important;
    outline: none;
}

.fusion-title h2,
.fusion-title h3 {
    font-family: Mulish, Lato, sans-serif !important;
}

/* ── Loan header: top bar, social tooltips, nav spacing ── */

.fusion-header-wrapper {
    background: #ffffff !important;
}

.fusion-header-wrapper .fusion-header-sticky-height {
    display: none !important;
    height: 0 !important;
    margin: 0 !important;
    padding: 0 !important;
}

.fusion-header-wrapper .fusion-secondary-header {
    padding: 6px 15px;
    background: #ffffff !important;
    border-bottom: 1px solid var(--loan-royal-border);
}

.fusion-header-wrapper .fusion-secondary-header .fusion-contact-info,
.fusion-header-wrapper .fusion-secondary-header .fusion-contact-info-phone-number,
.fusion-header-wrapper .fusion-secondary-header .fusion-header-separator {
    color: var(--loan-text-muted) !important;
}

.fusion-header-wrapper .fusion-secondary-header .fusion-contact-info a {
    color: var(--loan-royal) !important;
}

.fusion-header-wrapper .fusion-secondary-header .fusion-contact-info a:hover {
    color: var(--loan-royal-dark) !important;
}

.fusion-header-wrapper .fusion-secondary-header .fusion-row {
    margin-left: 15px;
    margin-right: 15px;
}

/* Main nav band — logo fills full bar height (INN Group style) */
.fusion-header-wrapper .fusion-header-v3 > .fusion-header {
    --loan-nav-bar-height: 100px;
    padding: 0;
    margin: 0;
    min-height: var(--loan-nav-bar-height);
    background: #ffffff !important;
    border-bottom: 1px solid var(--loan-royal-border);
    box-shadow: 0 2px 12px rgba(15, 61, 134, 0.06);
}

.fusion-header-wrapper .fusion-header .fusion-main-menu > ul.fusion-menu > li > a,
.fusion-header-wrapper .fusion-header .fusion-main-menu > ul.fusion-menu > li > a .menu-text {
    color: #333333 !important;
}

.fusion-header-wrapper .fusion-header .fusion-main-menu > ul.fusion-menu > li > a:hover,
.fusion-header-wrapper .fusion-header .fusion-main-menu > ul.fusion-menu > li > a:focus-visible {
    color: var(--loan-royal) !important;
}

.fusion-header-wrapper .fusion-header > .fusion-row {
    margin: 0;
    padding: 0 15px 0 0;
    max-width: none;
    align-items: stretch;
    min-height: var(--loan-nav-bar-height, 100px);
    height: var(--loan-nav-bar-height, 100px);
}

.fusion-header-wrapper .fusion-logo,
.fusion-header-wrapper .loan-brand-wrap {
    display: flex !important;
    align-items: stretch !important;
    align-self: stretch !important;
    height: 100% !important;
    margin: 0 !important;
    padding: 0 0 0 12px !important;
    flex-shrink: 0;
}

a.loan-brand {
    display: flex !important;
    align-items: stretch !important;
    height: 100% !important;
    text-decoration: none !important;
    line-height: 0;
}

a.loan-brand:focus-visible {
    outline: 2px solid var(--loan-royal);
    outline-offset: 2px;
    border-radius: 4px;
}

.loan-brand__img {
    display: block !important;
    height: 100% !important;
    width: auto !important;
    max-height: 100% !important;
    max-width: min(480px, 72vw) !important;
    min-height: 0;
    object-fit: contain;
    object-position: left center;
}

.fusion-header-wrapper .fusion-header .fusion-main-menu {
    display: flex;
    align-items: center;
    align-self: stretch;
}

.loan-brand__img--footer {
    max-height: 96px;
    max-width: min(340px, 90vw);
}

@media (max-width: 991px) {
    .fusion-header-wrapper .fusion-header-v3 > .fusion-header {
        --loan-nav-bar-height: 80px;
    }
}

@media (max-width: 640px) {
    .fusion-header-wrapper .fusion-header-v3 > .fusion-header {
        --loan-nav-bar-height: 68px;
    }

    .loan-brand__img {
        max-width: min(280px, 65vw) !important;
    }
}

/* Services page intro */
.loan-services-intro {
    padding: 2.5rem 15px 0;
    background: #fff;
}

.loan-services-intro__inner {
    max-width: 720px;
    margin: 0 auto;
    text-align: center;
}

.loan-services-intro__title {
    margin: 0;
    font-family: "Roboto Slab", Georgia, serif;
    font-size: clamp(28px, 4vw, 38px);
    font-weight: 700;
    color: #1a1a2e;
}

.loan-services-intro__lead {
    margin: 1rem 0 0;
    font-size: 17px;
    line-height: 1.7;
    color: #555;
}

.loan-services-page .loan-home-expertise {
    padding-top: 2rem;
}

.loan-services-nav-cards {
    padding: 0 15px 1.5rem;
    background: #fff;
}

.loan-services-nav-cards__grid {
    display: grid;
    gap: 12px;
    max-width: 900px;
    margin: 0 auto;
}

@media (min-width: 640px) {
    .loan-services-nav-cards__grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (min-width: 992px) {
    .loan-services-nav-cards__grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

.loan-services-nav-cards__card {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    padding: 16px 18px;
    text-decoration: none !important;
    background: linear-gradient(135deg, var(--loan-royal-dark) 0%, var(--loan-royal) 100%);
    color: var(--loan-text-on-blue) !important;
    border-radius: 10px;
    box-shadow: 0 8px 22px var(--loan-royal-glow);
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.loan-services-nav-cards__card:hover {
    transform: translateY(-2px);
    box-shadow: 0 14px 30px var(--loan-royal-glow);
    color: var(--loan-text-on-blue) !important;
}

.loan-services-nav-cards__title {
    font-weight: 700;
    font-size: 15px;
}

.loan-services-nav-cards__arrow {
    opacity: 0.85;
    font-size: 18px;
}

.loan-home-expertise__card-title a {
    color: inherit;
    text-decoration: none;
}

.loan-home-expertise__card-title a:hover {
    text-decoration: underline;
}

.loan-home-expertise__card--dark .loan-home-expertise__card-title a {
    color: #fff;
}

/* Individual finance service pages */
.loan-finance-svc__hero {
    padding: 2.5rem 15px;
    background: linear-gradient(135deg, var(--loan-royal-darker) 0%, var(--loan-royal-dark) 50%, var(--loan-royal) 100%);
    color: var(--loan-text-on-blue);
}

.loan-finance-svc__hero-inner {
    max-width: 720px;
    margin: 0 auto;
    text-align: center;
}

.loan-finance-svc__icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.12);
    font-size: 22px;
    color: var(--loan-text-on-blue);
}

.loan-finance-svc__title {
    margin: 1rem 0 0;
    font-family: "Roboto Slab", Georgia, serif;
    font-size: clamp(28px, 4vw, 40px);
    font-weight: 700;
}

.loan-finance-svc__tagline {
    margin: 0.5rem 0 0;
    font-size: 18px;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.92);
}

.loan-finance-svc__lead {
    margin: 1rem 0 0;
    font-size: 16px;
    line-height: 1.7;
    color: rgba(255, 255, 255, 0.9);
}

.loan-finance-svc__cta {
    display: inline-block;
    margin-top: 1.5rem;
    padding: 14px 28px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    font-size: 13px;
    color: var(--loan-royal-dark) !important;
    background: var(--loan-text-on-blue);
    border-radius: 8px;
    text-decoration: none !important;
    box-shadow: 0 6px 18px rgba(0, 0, 0, 0.12);
    transition: background 0.2s ease, transform 0.2s ease;
}

.loan-finance-svc__cta:hover {
    background: var(--loan-royal-soft);
    color: var(--loan-royal-dark) !important;
    transform: translateY(-1px);
}

.loan-finance-svc__body {
    padding: 2.5rem 15px 3rem;
    background: #f7f5f9;
}

.loan-finance-svc__body-inner {
    max-width: 640px;
    margin: 0 auto;
}

.loan-finance-svc__heading {
    margin: 0 0 1rem;
    font-family: "Roboto Slab", Georgia, serif;
    font-size: 24px;
    color: #1a1a2e;
}

.loan-finance-svc__list {
    margin: 0;
    padding: 0;
    list-style: none;
}

.loan-finance-svc__list li {
    position: relative;
    padding: 0.5rem 0 0.5rem 1.5rem;
    font-size: 16px;
    line-height: 1.55;
    color: #444;
    border-bottom: 1px solid #e8e4ec;
}

.loan-finance-svc__list li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0.95rem;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--loan-royal);
}

.loan-finance-svc__contact {
    margin: 1.5rem 0 0;
    font-size: 16px;
}

.loan-finance-svc__contact a {
    color: var(--loan-royal);
    font-weight: 700;
}

/* —— Loan service landing pages (Home Loan, Investment Loan) —— */
.loan-svc-lp-kicker {
    margin: 0 0 10px;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.14em;
    color: var(--loan-expertise-light);
}

.loan-svc-lp-hero .loan-svc-lp-kicker,
.loan-svc-lp-cta__box .loan-svc-lp-kicker {
    color: rgba(255, 255, 255, 0.82);
}

.loan-svc-lp-kicker--light {
    color: rgba(255, 255, 255, 0.75);
}

.loan-svc-lp-h2 {
    margin: 0;
    font-family: "Roboto Slab", Georgia, serif;
    font-size: clamp(26px, 3.5vw, 34px);
    font-weight: 700;
    line-height: 1.25;
    color: #1a1a2e;
}

.loan-svc-lp-h2--light {
    color: #fff !important;
}

.loan-svc-lp-lead {
    margin: 0.65rem 0 0;
    font-size: 18px;
    font-weight: 600;
    color: var(--loan-expertise-dark);
}

.loan-svc-lp-head {
    margin-bottom: 2rem;
}

.loan-svc-lp-head--center {
    text-align: center;
}

.loan-svc-lp-prose p {
    margin: 0 0 1rem;
    font-size: 16px;
    line-height: 1.75;
    color: #555;
}

.loan-svc-lp-prose p:last-child {
    margin-bottom: 0;
}

.loan-svc-lp-prose--dark p {
    color: #444;
}

.loan-svc-lp-prose--light p {
    color: rgba(255, 255, 255, 0.9) !important;
}

.loan-svc-lp-prose--center {
    text-align: center;
}

.loan-svc-lp-prose--center p {
    text-align: center;
}

.loan-svc-lp-hero {
    padding: 2.5rem 15px 3rem;
    background: linear-gradient(135deg, var(--loan-expertise-dark) 0%, var(--loan-expertise-mid) 45%, var(--loan-expertise-light) 100%);
    color: #fff !important;
}

.loan-svc-lp-hero__inner {
    max-width: 820px;
    margin: 0 auto;
}

.loan-svc-lp-hero__title {
    margin: 0;
    font-family: "Roboto Slab", Georgia, serif;
    font-size: clamp(28px, 4vw, 42px);
    font-weight: 700;
    line-height: 1.15;
    color: #fff !important;
}

.loan-svc-lp-hero .loan-svc-lp-prose p {
    color: rgba(255, 255, 255, 0.92) !important;
}

.loan-svc-lp-hero__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 1.75rem;
}

.loan-svc-lp-hero__actions--center {
    justify-content: center;
}

.loan-svc-lp-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 14px 26px;
    font-size: 13px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    text-decoration: none !important;
    color: #fff !important;
    background: var(--loan-coral);
    border-radius: 4px;
    border: 2px solid var(--loan-coral);
    transition: background 0.2s ease, color 0.2s ease, border-color 0.2s ease;
}

.loan-svc-lp-btn:hover {
    background: var(--loan-coral-dark);
    border-color: var(--loan-coral-dark);
    color: #fff !important;
}

.loan-svc-lp-btn--outline {
    background: transparent !important;
    color: #fff !important;
    border-color: rgba(255, 255, 255, 0.85);
}

.loan-svc-lp-btn--outline:hover {
    background: #fff !important;
    color: var(--loan-expertise-dark) !important;
}

.loan-svc-lp-block {
    padding: 2.75rem 15px;
    background: #fff;
}

.loan-svc-lp-block--alt {
    background: var(--loan-svc-bg-alt);
}

.loan-svc-lp-block--dark {
    background: linear-gradient(145deg, var(--loan-expertise-dark) 0%, var(--loan-expertise-light) 100%);
}

.loan-svc-lp-block__inner {
    max-width: 1170px;
    margin: 0 auto;
}

.loan-svc-lp-block__inner--narrow {
    max-width: 760px;
}

.loan-svc-lp-cards {
    display: grid;
    gap: 1.25rem;
}

@media (min-width: 640px) {
    .loan-svc-lp-cards {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (min-width: 1024px) {
    .loan-svc-lp-cards {
        grid-template-columns: repeat(2, 1fr);
    }
}

.loan-svc-lp-card {
    padding: 1.5rem 1.35rem;
    background: #fff;
    border: 1px solid var(--loan-svc-border);
    border-top: 3px solid var(--loan-expertise-light);
    border-radius: 4px;
    box-shadow: 0 6px 20px rgba(52, 41, 173, 0.06);
    transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.loan-svc-lp-block--alt .loan-svc-lp-card {
    background: #fff;
}

.loan-svc-lp-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 28px rgba(85, 74, 222, 0.14);
}

.loan-svc-lp-card__icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: var(--loan-svc-icon-bg);
    color: var(--loan-expertise-light);
    font-size: 18px;
}

.loan-svc-lp-card__title {
    margin: 1rem 0 0.5rem;
    font-family: "Roboto Slab", Georgia, serif;
    font-size: 18px;
    font-weight: 700;
    color: #1a1a2e;
}

.loan-svc-lp-card__text {
    margin: 0 0 0.6rem;
    font-size: 15px;
    line-height: 1.6;
    color: #555;
}

.loan-svc-lp-card__text:last-child {
    margin-bottom: 0;
}

.loan-svc-lp-split {
    display: grid;
    gap: 2rem;
    align-items: start;
}

@media (min-width: 992px) {
    .loan-svc-lp-split {
        grid-template-columns: 0.95fr 1.05fr;
    }
}

.loan-svc-lp-why {
    list-style: none;
    margin: 0;
    padding: 0;
    display: grid;
    gap: 1rem;
}

.loan-svc-lp-why li {
    padding: 1.15rem 1.25rem;
    background: var(--loan-svc-bg-soft);
    border-left: 4px solid var(--loan-expertise-light);
    border-radius: 0 4px 4px 0;
}

.loan-svc-lp-why strong {
    display: block;
    font-size: 15px;
    color: #1a1a2e;
    margin-bottom: 0.35rem;
}

.loan-svc-lp-why span {
    display: block;
    font-size: 14px;
    line-height: 1.55;
    color: #555;
}

.loan-svc-lp-checklist {
    list-style: none;
    margin: 0 0 1.25rem;
    padding: 0;
}

.loan-svc-lp-checklist li {
    position: relative;
    padding: 0.45rem 0 0.45rem 1.5rem;
    font-size: 16px;
    line-height: 1.5;
    color: #444;
}

.loan-svc-lp-checklist li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0.85rem;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--loan-expertise-light);
    box-shadow: 0 0 0 3px rgba(85, 74, 222, 0.18);
}

.loan-svc-lp-cta {
    padding: 2.5rem 15px 3.5rem;
    background: var(--loan-svc-bg-alt);
}

.loan-svc-lp-cta__box {
    max-width: 720px;
    margin: 0 auto;
    padding: 2.5rem 2rem;
    text-align: center;
    border-radius: 6px;
    background: linear-gradient(135deg, var(--loan-expertise-dark) 0%, var(--loan-expertise-light) 100%);
    box-shadow: 0 16px 40px rgba(52, 41, 173, 0.2);
}

.loan-svc-lp-cta__title {
    margin: 0;
    font-family: "Roboto Slab", Georgia, serif;
    font-size: clamp(24px, 3vw, 32px);
    font-weight: 700;
    color: #fff !important;
    line-height: 1.2;
}

.loan-svc-lp-cta .loan-svc-lp-btn--outline {
    border-color: #fff;
}

/* Beat Avada .post-content heading/paragraph colors on blue bands */
.loan-svc-lp .post-content .loan-svc-lp-hero,
.loan-svc-lp .post-content .loan-svc-lp-block--dark,
.loan-svc-lp .post-content .loan-svc-lp-cta__box {
    color: #fff !important;
}

.loan-svc-lp .post-content .loan-svc-lp-hero h1,
.loan-svc-lp .post-content .loan-svc-lp-hero .loan-svc-lp-hero__title,
.loan-svc-lp .post-content .loan-svc-lp-block--dark h2,
.loan-svc-lp .post-content .loan-svc-lp-block--dark .loan-svc-lp-h2--light,
.loan-svc-lp .post-content .loan-svc-lp-cta__box h2,
.loan-svc-lp .post-content .loan-svc-lp-cta__box .loan-svc-lp-cta__title {
    color: #fff !important;
}

.loan-svc-lp .post-content .loan-svc-lp-hero p,
.loan-svc-lp .post-content .loan-svc-lp-hero .loan-svc-lp-prose p,
.loan-svc-lp .post-content .loan-svc-lp-block--dark .loan-svc-lp-prose--light p,
.loan-svc-lp .post-content .loan-svc-lp-cta__box .loan-svc-lp-prose--light p,
.loan-svc-lp .post-content .loan-svc-lp-cta__box .loan-svc-lp-prose p {
    color: rgba(255, 255, 255, 0.92) !important;
}

.loan-svc-lp .post-content .loan-svc-lp-hero .loan-svc-lp-kicker,
.loan-svc-lp .post-content .loan-svc-lp-block--dark .loan-svc-lp-kicker--light,
.loan-svc-lp .post-content .loan-svc-lp-cta__box .loan-svc-lp-kicker {
    color: rgba(255, 255, 255, 0.82) !important;
}

.screen-reader-text {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

.fusion-header-wrapper .fusion-main-menu {
    margin: 0;
    padding: 0;
}

/* Social icons – clickable + name on hover */
.loan-social-networks {
    display: flex;
    align-items: center;
    gap: 10px;
}

.loan-social-networks a.loan-social-icon {
    position: relative;
    display: inline-flex !important;
    align-items: center;
    justify-content: center;
    width: 34px;
    height: 34px;
    color: var(--loan-royal) !important;
    text-decoration: none !important;
    cursor: pointer;
    opacity: 1;
    font-size: 0;
    transition: opacity 0.2s ease, transform 0.15s ease;
}

.loan-social-networks a.loan-social-icon .fa-brands {
    font-size: 16px;
    line-height: 1;
}

.loan-social-networks a.loan-social-icon:hover,
.loan-social-networks a.loan-social-icon:focus-visible {
    opacity: 0.85;
    transform: translateY(-1px);
}

.loan-social-networks a.loan-social-icon::after {
    content: attr(data-social-label);
    position: absolute;
    left: 50%;
    bottom: calc(100% + 10px);
    transform: translateX(-50%);
    padding: 5px 10px;
    background: rgba(26, 26, 26, 0.92);
    color: #fff;
    font-family: Lato, Roboto, sans-serif;
    font-size: 12px;
    font-weight: 600;
    line-height: 1.2;
    white-space: nowrap;
    border-radius: 4px;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity 0.2s ease, visibility 0.2s ease;
    z-index: 200;
    letter-spacing: 0;
    text-transform: none;
}

.loan-social-networks a.loan-social-icon:hover::after,
.loan-social-networks a.loan-social-icon:focus-visible::after {
    opacity: 1;
    visibility: visible;
}

/* Footer – Get Social icons (Font Awesome; Avada icon font does not load) */
.loan-footer-social__icons {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 10px;
    margin-top: 4px;
}

.loan-footer-social a.loan-footer-social-icon {
    display: inline-flex !important;
    align-items: center;
    justify-content: center;
    width: 36px;
    height: 36px;
    color: #fff !important;
    text-decoration: none !important;
    border: 1px solid rgba(255, 255, 255, 0.35);
    border-radius: 4px;
    background: rgba(255, 255, 255, 0.08);
    transition: background 0.2s ease, border-color 0.2s ease, opacity 0.2s ease;
}

.loan-footer-social a.loan-footer-social-icon .fa-brands {
    font-size: 16px;
    line-height: 1;
}

.loan-footer-social a.loan-footer-social-icon:hover,
.loan-footer-social a.loan-footer-social-icon:focus-visible {
    background: rgba(255, 255, 255, 0.18);
    border-color: rgba(255, 255, 255, 0.6);
    opacity: 1;
}

/* INN Group pill – same nav row as Contact Us */
.fusion-main-menu .fusion-menu > li.menu-item-inngroup > a.loan-inngroup-nav-btn {
    display: inline-flex !important;
    align-items: center;
    justify-content: center;
    position: relative !important;
    top: auto !important;
    bottom: auto !important;
    transform: none !important;
    float: none !important;
    box-sizing: border-box;
    min-height: 0 !important;
    height: auto !important;
    width: auto !important;
    margin: 0 !important;
    line-height: 1.25 !important;
    font-size: 11px !important;
    font-weight: 600 !important;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    text-decoration: none !important;
    white-space: nowrap;
    color: #fff !important;
    background: linear-gradient(135deg, var(--loan-royal) 0%, var(--loan-royal-dark) 100%) !important;
    border: none !important;
    border-radius: 8px !important;
    box-shadow: 0 4px 14px var(--loan-royal-glow);
    transition: background 0.2s ease, box-shadow 0.2s ease;
    padding: 10px 20px !important;
    align-self: center !important;
}

.fusion-main-menu .fusion-menu > li.menu-item-inngroup > a.loan-inngroup-nav-btn .menu-text {
    color: inherit;
}

.fusion-main-menu .fusion-menu > li.menu-item-inngroup > a.loan-inngroup-nav-btn:hover,
.fusion-main-menu .fusion-menu > li.menu-item-inngroup > a.loan-inngroup-nav-btn:focus {
    color: #fff !important;
    background: linear-gradient(135deg, var(--loan-royal-light) 0%, var(--loan-royal-mid) 100%) !important;
    box-shadow: 0 6px 18px var(--loan-royal-glow);
}

/* Desktop: one horizontal nav row, vertically centered links */
@media (min-width: 1025px) {
    .fusion-header .fusion-main-menu > ul.fusion-menu {
        display: flex !important;
        flex-wrap: nowrap !important;
        align-items: center !important;
        justify-content: flex-end;
        float: none !important;
    }

    .fusion-header .fusion-main-menu > ul.fusion-menu > li {
        display: flex !important;
        align-items: center !important;
        align-self: center !important;
        flex: 0 0 auto;
        float: none !important;
        position: relative !important;
        top: auto !important;
        height: auto !important;
    }

    /* Reset Avada absolute / line-height offsets on every top-level link */
    .fusion-header .fusion-main-menu > ul.fusion-menu > li > a {
        position: relative !important;
        top: auto !important;
        bottom: auto !important;
        left: auto !important;
        right: auto !important;
        transform: none !important;
        float: none !important;
        display: flex !important;
        align-items: center !important;
        align-self: center !important;
        height: auto !important;
        min-height: 0 !important;
        line-height: 1.4 !important;
        margin-top: 0 !important;
        margin-bottom: 0 !important;
    }

    .fusion-header .fusion-main-menu > ul.fusion-menu > li > a.fusion-bar-highlight {
        padding-top: 0 !important;
        padding-bottom: 0 !important;
    }

    /* Dropdown parent: block layout so Avada sub-menu anchors below the link */
    .fusion-header .fusion-main-menu > ul.fusion-menu > li.menu-item-has-children {
        display: block !important;
    }

    .fusion-header .fusion-main-menu > ul.fusion-menu > li.menu-item-has-children > a {
        display: inline-flex !important;
    }

    .fusion-main-menu .fusion-menu > li.menu-item-has-children > .sub-menu {
        position: absolute !important;
        top: 100% !important;
        bottom: auto !important;
        left: 0 !important;
        right: auto !important;
        margin-top: 0 !important;
        transform: none !important;
        z-index: 100001 !important;
    }
}

/* Header must not clip dropdown below the nav bar */
.fusion-header-wrapper,
.fusion-header-wrapper .fusion-header,
.fusion-header-wrapper .fusion-header .fusion-row,
.fusion-header-wrapper .fusion-main-menu {
    overflow: visible !important;
}

/* ── Home intro: centered two-column + overlapping testimonial (matches live site) ── */

.loan-home-intro {
    padding: 6% 30px !important;
}

/* Override Avada flex defaults that collapse this section to one column */
.loan-home-intro .fusion-content-layout-column,
.loan-home-intro .fusion-column-wrapper {
    flex-direction: column !important;
    align-items: stretch !important;
}

.loan-home-intro__row > .fusion-layout-column {
    display: flex;
    flex-direction: column;
}

.loan-home-intro__row {
    display: flex !important;
    flex-wrap: wrap !important;
    align-items: flex-start !important;
    max-width: 1248px !important;
    width: 100% !important;
    margin-left: auto !important;
    margin-right: auto !important;
}

.loan-home-intro .fusion-builder-column-0,
.loan-home-intro .fusion-builder-column-1 {
    width: 50% !important;
    flex: 0 0 50% !important;
    max-width: 50% !important;
    box-sizing: border-box;
}

.loan-home-intro .fusion-builder-column-0 > .fusion-column-wrapper {
    padding: 0 6% 0 106px !important;
}

.loan-home-intro .fusion-title-1 h2 {
    font-family: Mulish, Lato, sans-serif;
    font-weight: 800;
    font-size: 35px;
    line-height: 1.15;
    letter-spacing: -1px;
    margin: 10px 0 15px;
    color: #1a1a1a;
}

.loan-home-intro__separator .fusion-imageframe {
    display: inline-block;
    max-width: 70px;
    margin: 5px 0 20px;
}

.loan-home-intro .fusion-text-1 p {
    font-size: 15px;
    line-height: 1.7;
    color: #555;
    margin-bottom: 1em;
}

.loan-home-intro .fusion-builder-column-1 > .fusion-column-wrapper {
    padding: 0 171px 0 0 !important;
}

.loan-home-intro__media-row {
    display: flex !important;
    flex-wrap: nowrap !important;
    align-items: flex-end !important;
    width: 100% !important;
    margin: 0 !important;
}

.loan-home-intro .fusion-builder-nested-column-1,
.loan-home-intro .fusion-builder-nested-column-2 {
    width: 50% !important;
    flex: 0 0 50% !important;
    max-width: 50% !important;
}

.loan-home-intro__photo-wrap {
    border-radius: 60px 12px 60px 12px;
    overflow: hidden;
    padding: 0 !important;
}

.loan-home-intro__photo-wrap img {
    display: block;
    width: 100%;
    height: auto;
    border-radius: 40px;
}

.loan-home-intro .fusion-builder-nested-column-2 {
    margin-top: 100px;
    position: relative;
    z-index: 2;
}

.loan-home-intro__testimonial {
    display: block !important;
    border-radius: 60px 12px 60px 12px !important;
    background-color: #fff !important;
    box-shadow: 0 20px 33px rgba(0, 0, 0, 0.12) !important;
    padding: 51px 36px 33px 43px !important;
    margin-left: -80px !important;
    overflow: hidden;
}

.loan-home-intro__testimonial .fusion-title-2 h2 {
    font-family: Mulish, Lato, sans-serif;
    font-weight: 800;
    font-size: 35px;
    letter-spacing: -1px;
    color: #383838;
    margin: 10px 0 15px;
    display: block;
    width: 100%;
}

.loan-home-intro__testimonial .fusion-text-2 {
    display: block;
    width: 100%;
    font-size: 14px;
    line-height: 1.65;
    color: #555;
}

.loan-home-intro__testimonial .fusion-text-2 p {
    margin-bottom: 0.75em;
}

.loan-home-intro__testimonial-link {
    font-size: 14px;
    color: var(--loan-royal);
    margin-top: 8px;
}

.loan-home-intro__testimonial-link a {
    color: var(--loan-royal);
    text-decoration: none;
}

.loan-home-intro__testimonial-link a:hover {
    text-decoration: underline;
}

.testimonial-home-block {
    z-index: 100000;
}

@media only screen and (max-width: 1024px) {
    .loan-home-intro .fusion-builder-column-0 > .fusion-column-wrapper {
        padding-left: 0 !important;
        padding-right: 0 !important;
    }

    .loan-home-intro .fusion-builder-column-1 > .fusion-column-wrapper {
        padding-right: 0 !important;
        margin-top: 230px;
    }

    .loan-home-intro .fusion-builder-nested-column-2 {
        margin-top: 0;
    }

    .loan-home-intro__testimonial {
        margin-left: 0 !important;
    }
}

@media only screen and (max-width: 640px) {
    .loan-home-intro .fusion-builder-column-0,
    .loan-home-intro .fusion-builder-column-1,
    .loan-home-intro .fusion-builder-nested-column-1,
    .loan-home-intro .fusion-builder-nested-column-2 {
        width: 100% !important;
        flex: 0 0 100% !important;
        max-width: 100% !important;
    }

    .loan-home-intro__media-row {
        flex-wrap: wrap !important;
    }

    .loan-home-intro .fusion-builder-column-1 > .fusion-column-wrapper {
        margin-top: 82px;
    }

    .loan-home-intro .fusion-title-1 h2,
    .loan-home-intro__testimonial .fusion-title-2 h2 {
        text-align: center;
        font-size: 28px;
    }

    .loan-home-intro__separator,
    .loan-home-intro .fusion-text-1 {
        text-align: center;
    }

    .loan-home-intro__photo-wrap {
        padding: 0 40px !important;
    }
}

/* ── Areas of Expertise (centered 3×2 grid, matches live site) ── */

.loan-home-expertise {
    padding: 8% 30px;
    background: #fff;
}

.loan-home-expertise__container {
    max-width: 1248px;
    margin: 0 auto;
    width: 100%;
}

.loan-home-expertise__header {
    text-align: center;
    max-width: 920px;
    margin: 0 auto 60px;
    padding: 0 20px;
}

.loan-home-expertise__title {
    font-family: Mulish, Lato, sans-serif;
    font-size: 35px;
    font-weight: 800;
    letter-spacing: -1px;
    color: #1a1a1a;
    margin: 10px 0 15px;
    line-height: 1.15;
}

.loan-home-expertise__separator {
    display: block;
    width: 70px;
    max-width: 70px;
    height: auto;
    margin: 5px auto 20px;
}

.loan-home-expertise__intro {
    font-size: 15px;
    line-height: 1.7;
    color: #555;
    margin: 0;
}

.loan-home-expertise__grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 28px 24px;
    align-items: start;
}

.loan-home-expertise__card {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    border-radius: 60px 12px 60px 12px;
    padding: 45px 30px 25px;
    color: #fff;
    overflow: hidden;
    min-height: 220px;
    box-sizing: border-box;
}

.loan-home-expertise__card--light {
    background-color: var(--loan-expertise-light) !important;
}

.loan-home-expertise__card--dark {
    background-color: var(--loan-expertise-dark) !important;
}

.loan-home-expertise__card--stagger {
    margin-top: 32px;
}

.loan-home-expertise__icon {
    font-size: 50px;
    line-height: 1;
    margin-bottom: 20px;
    color: #fff;
}

.loan-home-expertise__card-title,
.loan-home-expertise__card h3 {
    font-family: Mulish, Lato, sans-serif;
    font-size: 20px;
    font-weight: 700;
    margin: 10px 0 15px;
    color: #ffffff !important;
}

.loan-home-expertise__card-text,
.loan-home-expertise__card p {
    font-size: 14px;
    line-height: 1.6;
    margin: 0;
    color: #ffffff !important;
}

.loan-home-expertise__footer {
    text-align: center;
    max-width: 920px;
    margin: 78px auto 0;
    padding: 0 20px;
}

.loan-home-expertise__outro {
    font-size: 15px;
    line-height: 1.7;
    color: #555;
    margin: 0 0 28px;
}

.loan-home-expertise__cta {
    display: inline-block;
    background-color: var(--loan-coral);
    color: #ffffff !important;
    font-size: 14px;
    font-weight: 700;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    text-decoration: none;
    padding: 14px 32px;
    border-radius: 6px;
    transition: background-color 0.2s ease, transform 0.2s ease;
}

.loan-home-expertise__cta:hover {
    background-color: var(--loan-coral-dark);
    color: #ffffff !important;
    transform: translateY(-1px);
}

@media (max-width: 1024px) {
    .loan-home-expertise__grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .loan-home-expertise__card--stagger {
        margin-top: 0;
    }
}

@media (max-width: 640px) {
    .loan-home-expertise {
        padding: 12% 20px;
    }

    .loan-home-expertise__title {
        font-size: 28px;
    }

    .loan-home-expertise__grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .loan-home-expertise__card {
        margin-top: 0 !important;
    }

    .loan-home-expertise__footer {
        margin-top: 48px;
    }
}

/* ── Breadcrumbs (About and inner pages) ── */

.loan-page-breadcrumbs {
    background: var(--loan-royal-soft-2);
    border-bottom: 1px solid rgba(85, 74, 222, 0.12);
    padding: 18px 15px;
}

.loan-page-breadcrumbs .fusion-breadcrumbs {
    max-width: 1248px;
    margin: 0 auto;
    text-align: center;
    font-size: 14px;
    color: #555;
}

.loan-page-breadcrumbs .fusion-breadcrumb-link {
    color: var(--loan-royal);
    text-decoration: none;
}

.loan-page-breadcrumbs .fusion-breadcrumb-link:hover {
    text-decoration: underline;
}

.loan-page-breadcrumbs .fusion-breadcrumb-sep {
    margin: 0 8px;
    color: #999;
}

/* ── Bank VS Innovative page ── */

.loan-bank-vs-page .post-content {
    background: #fff;
}

.loan-bank-vs {
    padding: 0 30px 6%;
}

.loan-bank-vs__container {
    max-width: 1248px;
    margin: 0 auto;
    padding: 0 1.92%;
}

.loan-bank-vs__table-wrap p {
    font-size: 15px;
    line-height: 1.75;
    color: #555;
    margin: 0 0 1em;
}

.loan-bank-vs__table {
    width: 100%;
    border-collapse: collapse;
    margin-top: 1.5em;
    font-size: 15px;
    line-height: 1.5;
    color: #555;
}

.loan-bank-vs__table thead th {
    background: #f5f4fc;
    color: #1a1a1a;
    font-family: Mulish, Lato, sans-serif;
    font-weight: 800;
    font-size: 14px;
    text-transform: uppercase;
    letter-spacing: 0.02em;
    padding: 14px 16px;
    border: 1px solid #e2e2e2;
    vertical-align: top;
}

.loan-bank-vs__table thead th:nth-child(2) {
    color: var(--loan-royal);
}

.loan-bank-vs__table tbody td {
    padding: 12px 16px;
    border: 1px solid #e2e2e2;
    vertical-align: top;
}

.loan-bank-vs__table tbody tr:nth-child(even) td {
    background: #fafafa;
}

.loan-bank-vs__table tbody td:nth-child(2) b,
.loan-bank-vs__table tbody td:nth-child(3) b {
    font-size: 18px;
    line-height: 1;
}

.loan-bank-vs__table tbody td:nth-child(2) b {
    color: var(--loan-royal);
}

.loan-bank-vs__table tbody td:nth-child(3) b {
    color: #999;
}

@media (max-width: 640px) {
    .loan-bank-vs {
        padding-left: 15px;
        padding-right: 15px;
    }

    .loan-bank-vs__table {
        font-size: 13px;
    }

    .loan-bank-vs__table thead th,
    .loan-bank-vs__table tbody td {
        padding: 10px 8px;
    }
}

/* ── Refer and EARN page ── */

.loan-refer-page .post-content {
    background: #fff;
}

.loan-refer-page__row {
    max-width: 1248px;
    margin: 0 auto;
    padding: 0 15px 6%;
    display: flex;
    flex-wrap: wrap;
    align-items: flex-start;
    gap: 0;
}

.loan-refer-page__content {
    flex: 1 1 0;
    min-width: 0;
    float: none !important;
    width: auto !important;
    padding-right: 4%;
}

.loan-refer-sidebar {
    flex: 0 0 220px;
    float: none !important;
    width: auto !important;
    padding-top: 0;
}

.loan-refer-sidebar .side-nav {
    list-style: none;
    margin: 0;
    padding: 0;
    border-left: 3px solid #e2e2e2;
}

.loan-refer-sidebar .side-nav li {
    margin: 0;
    padding: 0;
}

.loan-refer-sidebar .side-nav a {
    display: block;
    padding: 12px 18px;
    font-size: 14px;
    font-weight: 600;
    color: #555;
    text-decoration: none;
    border-bottom: 1px solid #eee;
    transition: color 0.2s ease, background 0.2s ease;
}

.loan-refer-sidebar .side-nav .current_page_item a,
.loan-refer-sidebar .side-nav a:hover {
    color: var(--loan-royal);
    background: #f9f9fb;
}

.loan-refer__container {
    max-width: 100%;
    padding: 0 1.92%;
}

.loan-refer__reading-box {
    background-color: #f9f9fb;
    border: 1px solid rgba(226, 226, 226, 0);
    border-left: 3px solid var(--loan-royal);
    padding: 20px 24px;
    margin-bottom: 20px;
}

.loan-refer__reading-box h2 {
    margin: 0;
    font-family: Mulish, Lato, sans-serif;
    font-size: 28px;
    font-weight: 800;
    color: #1a1a1a;
    line-height: 1.2;
}

.loan-refer__intro {
    font-size: 15px;
    line-height: 1.75;
    color: #555;
    margin-bottom: 24px;
}

.loan-refer__intro p {
    margin: 0 0 1em;
}

.loan-refer__alert {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    padding: 14px 18px;
    margin-bottom: 20px;
    border-radius: 4px;
    font-size: 14px;
    line-height: 1.5;
}

.loan-refer__alert--success {
    background: rgba(81, 228, 255, 0.15);
    color: #0d7a8c;
    border: 1px solid #51e4ff;
}

.loan-refer__alert--error {
    background: rgba(255, 255, 255, 0.16);
    color: #c0392b;
    border: 1px solid var(--loan-royal);
}

.loan-refer__alert-icon {
    font-weight: 700;
    flex-shrink: 0;
}

.loan-refer__form {
    max-width: 100%;
}

.loan-refer__honeypot {
    position: absolute;
    left: -9999px;
    width: 1px;
    height: 1px;
    opacity: 0;
    pointer-events: none;
}

.loan-refer__field {
    margin-bottom: 18px;
}

.loan-refer__field label {
    display: block;
    margin-bottom: 8px;
    font-size: 14px;
    font-weight: 600;
    color: #474747;
}

.loan-refer__field label abbr {
    color: var(--loan-royal);
    text-decoration: none;
    border: none;
}

.loan-refer__field .fusion-form-input {
    width: 100%;
    box-sizing: border-box;
    padding: 12px 14px;
    font-size: 15px;
    font-family: Lato, Roboto, sans-serif;
    color: #474747;
    border: 1px solid #d2d2d2;
    border-radius: 4px;
    background: #fff;
    transition: border-color 0.2s ease;
}

.loan-refer__field .fusion-form-input:focus {
    outline: none;
    border-color: var(--loan-royal);
}

.loan-refer__field textarea.fusion-form-input {
    min-height: 120px;
    resize: vertical;
}

.loan-refer__error {
    display: block;
    margin-top: 6px;
    font-size: 13px;
    color: #c0392b;
}

.loan-refer__submit {
    margin-top: 8px;
}

.loan-refer__submit .fusion-button {
    cursor: pointer;
    border: none;
    border-radius: 6px;
    padding: 14px 35px;
    font-family: Lato, Roboto, sans-serif;
    font-size: 14px;
    font-weight: 700;
    color: #fff;
    background: var(--loan-royal);
    transition: background 0.2s ease;
}

.loan-refer__submit .fusion-button:hover {
    background: var(--loan-royal-light);
}

@media (max-width: 1024px) {
    .loan-refer-page__content {
        flex: 1 1 100%;
        padding-right: 0;
    }

    .loan-refer-sidebar {
        flex: 1 1 100%;
        max-width: 280px;
        margin-top: 32px;
    }
}

@media (max-width: 640px) {
    .loan-refer-page__row {
        padding-left: 15px;
        padding-right: 15px;
    }

    .loan-refer__reading-box h2 {
        font-size: 22px;
    }
}

/* ── Team page ── */

.loan-team-page .post-content {
    background: #fff;
}

.loan-team {
    padding: 6% 30px;
}

.loan-team__container {
    max-width: 1248px;
    margin: 0 auto;
    padding: 0 1.92%;
}

.loan-team__header {
    padding-right: 77px;
    margin-bottom: 40px;
}

.loan-team__title {
    font-family: Mulish, Lato, sans-serif;
    font-size: 35px;
    font-weight: 800;
    letter-spacing: -1px;
    color: #1a1a1a;
    margin: 10px 0 15px;
    line-height: 1.15;
}

.loan-team__icon {
    display: block;
    width: 70px;
    max-width: 70px;
    height: auto;
    margin: 5px 0 20px;
}

.loan-team__placeholder {
    font-size: 15px;
    line-height: 1.75;
    color: #555;
    margin: 0 0 16px;
}

.loan-team__grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    column-gap: 7.68%;
    row-gap: 48px;
    align-items: start;
}

.loan-team__member {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    min-width: 0;
}

.loan-team__photo-wrap {
    width: 100%;
    min-height: 300px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0;
}

.loan-team__photo {
    display: block;
    width: auto;
    max-width: min(217px, 100%);
    max-height: 300px;
    height: auto;
    object-fit: contain;
    object-position: center bottom;
}

.loan-team__details {
    width: 100%;
    max-width: 420px;
    margin-top: 40px;
}

.loan-team__name {
    font-family: Poppins, Mulish, Lato, sans-serif;
    font-size: 30px;
    font-weight: 700;
    letter-spacing: -1px;
    color: #383838;
    margin: 0 0 5px;
    line-height: 1.2;
}

.loan-team__role {
    font-family: Mulish, Lato, sans-serif;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 1px;
    color: #535ee5;
    margin: 0 0 16px;
    line-height: 1.4;
}

.loan-team__member:first-child .loan-team__role {
    text-transform: uppercase;
}

.loan-team__bio {
    font-size: 14px;
    line-height: 1.75;
    color: #555;
    text-align: center;
    width: 100%;
}

.loan-team__bio p {
    margin: 0 0 1em;
}

.loan-team__bio p:last-child {
    margin-bottom: 0;
}

.loan-team__sep {
    border: none;
    border-top: 1px solid #e2e2e2;
    margin: 30px auto 0;
    width: 100%;
}

@media (max-width: 1024px) {
    .loan-team__header {
        padding-right: 0;
        text-align: center;
    }

    .loan-team__icon {
        margin-left: auto;
        margin-right: auto;
    }
}

@media (max-width: 640px) {
    .loan-team {
        padding-left: 15px;
        padding-right: 15px;
    }

    .loan-team__grid {
        grid-template-columns: 1fr;
        row-gap: 56px;
    }

    .loan-team__photo-wrap {
        min-height: 280px;
    }

    .loan-team__details {
        margin-top: 30px;
    }

    .loan-team__title {
        font-size: 28px;
        text-align: center;
    }

    .loan-team__name {
        font-size: 26px;
        margin-top: 30px;
    }
}

/* ── Articles page ── */

.loan-articles-page .post-content {
    background: #fff;
}

.loan-articles-grid {
    padding: 6% 30px 0;
}

.loan-articles-grid__container {
    max-width: 1248px;
    margin: 0 auto;
    padding: 0 1.92%;
}

.loan-articles-grid__posts {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 40px;
}

.loan-articles-grid__post-inner {
    height: 100%;
    display: flex;
    flex-direction: column;
}

.loan-articles-grid__thumb {
    display: block;
    overflow: hidden;
    line-height: 0;
}

.loan-articles-grid__thumb img {
    width: 100%;
    height: auto;
    display: block;
    transition: opacity 0.2s ease;
}

.loan-articles-grid__thumb:hover img {
    opacity: 0.92;
}

.loan-articles-grid__body {
    padding: 30px 0 25px;
    flex: 1;
}

.loan-articles-grid__title {
    margin: 0 0 12px;
    font-family: Mulish, Lato, sans-serif;
    font-size: 22px;
    font-weight: 800;
    line-height: 1.3;
}

.loan-articles-grid__title a {
    color: #1a1a1a;
    text-decoration: none;
    transition: color 0.2s ease;
}

.loan-articles-grid__title a:hover {
    color: var(--loan-royal);
}

.loan-articles-grid__meta {
    margin: 0 0 12px;
    font-size: 14px;
    color: #888;
}

.loan-articles-grid__meta-sep {
    margin: 0 6px;
    color: #ccc;
}

.loan-articles-grid__sep {
    border: none;
    border-top: 1px solid #e2e2e2;
    margin: 0 0 16px;
}

.loan-articles-grid__excerpt {
    margin: 0;
    font-size: 14px;
    line-height: 1.75;
    color: #555;
}

.loan-articles-grid__pagination {
    margin-top: 40px;
    text-align: center;
}

.loan-articles-grid__pagination nav {
    display: inline-block;
}

/* Single article */

.loan-article-single__container {
    max-width: 900px;
    margin: 0 auto;
    padding: 6% 30px;
}

.loan-article-single__thumb img {
    width: 100%;
    height: auto;
    margin-bottom: 24px;
}

.loan-article-single__title {
    font-family: Mulish, Lato, sans-serif;
    font-size: 35px;
    font-weight: 800;
    color: #1a1a1a;
    margin: 0 0 12px;
    line-height: 1.2;
}

.loan-article-single__meta {
    font-size: 14px;
    color: #888;
    margin: 0 0 16px;
}

.loan-article-single__sep {
    border: none;
    border-top: 1px solid #e2e2e2;
    margin: 0 0 24px;
}

.loan-article-single__body {
    font-size: 15px;
    line-height: 1.75;
    color: #555;
}

.loan-article-single__back {
    margin-top: 32px;
}

.loan-article-single__back a {
    color: var(--loan-royal);
    font-weight: 600;
    text-decoration: none;
}

.loan-article-single__back a:hover {
    text-decoration: underline;
}

@media (max-width: 1024px) {
    .loan-articles-grid__posts {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 32px;
    }
}

@media (max-width: 640px) {
    .loan-articles-grid,
    .loan-article-single__container {
        padding-left: 15px;
        padding-right: 15px;
    }

    .loan-articles-grid__posts {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .loan-article-single__title {
        font-size: 28px;
    }
}

/* ── FAQ page ── */

.loan-faq-page .post-content {
    background: #fff;
}

.loan-faq {
    padding: 0 30px 6%;
}

.loan-faq__container {
    max-width: 1248px;
    margin: 0 auto;
    padding: 0 1.92%;
}

.loan-faq__title {
    font-family: Poppins, Mulish, Lato, sans-serif;
    font-size: 1.8em;
    font-weight: 700;
    color: #1a1a1a;
    margin: 10px 0 30px;
    line-height: 1.3;
}

.loan-faq__intro {
    font-size: 15px;
    line-height: 1.75;
    color: #555;
    margin: 0 0 0;
}

.loan-faq__intro-sep {
    border: none;
    border-top: 1px solid #e2e2e2;
    margin: 30px 0 0;
}

.loan-faq__accordion {
    margin-top: 0;
}

.loan-faq__panel {
    border-bottom: 1px solid #e2e2e2;
    background: #fff;
}

.loan-faq__panel:first-child {
    border-top: 1px solid #e2e2e2;
}

.loan-faq__heading {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding: 18px 0;
    cursor: pointer;
    list-style: none;
    font-weight: 600;
    color: #1a1a1a;
    transition: color 0.2s ease;
}

.loan-faq__heading::-webkit-details-marker {
    display: none;
}

.loan-faq__heading::marker {
    content: '';
}

.loan-faq__heading:hover,
.loan-faq__panel[open] .loan-faq__heading {
    color: var(--loan-royal);
}

.loan-faq__icon {
    flex-shrink: 0;
    width: 20px;
    padding-top: 2px;
}

.loan-faq__icon-box {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 20px;
    height: 20px;
    font-size: 18px;
    font-weight: 700;
    line-height: 1;
    color: var(--loan-royal);
    font-style: normal;
}

.loan-faq__icon-box::before {
    content: '+';
}

.loan-faq__panel[open] .loan-faq__icon-box::before {
    content: '−';
}

.loan-faq__question {
    flex: 1;
    font-size: 1em;
    line-height: 1.45;
}

.loan-faq__body {
    padding: 0 0 20px 34px;
    font-size: 15px;
    line-height: 1.75;
    color: #555;
}

.loan-faq__body p {
    margin: 0 0 1em;
}

.loan-faq__body p:last-child {
    margin-bottom: 0;
}

.loan-faq__body a {
    color: var(--loan-royal);
    text-decoration: none;
}

.loan-faq__body a:hover {
    text-decoration: underline;
}

.loan-faq__body strong {
    font-weight: 700;
    color: #1a1a1a;
}

@media (max-width: 640px) {
    .loan-faq {
        padding-left: 15px;
        padding-right: 15px;
    }

    .loan-faq__title {
        font-size: 1.5em;
    }

    .loan-faq__body {
        padding-left: 0;
    }
}

/* ── About page ── */

.loan-about-page .post-content {
    background: #fff;
}

.loan-about-intro {
    padding: 6% 30px;
}

.loan-about-intro__container {
    max-width: 1248px;
    margin: 0 auto;
    padding-right: 77px;
}

.loan-about-intro__title {
    font-family: Mulish, Lato, sans-serif;
    font-size: 35px;
    font-weight: 800;
    letter-spacing: -1px;
    color: #1a1a1a;
    margin: 10px 0 15px;
    line-height: 1.15;
}

.loan-about-intro__separator {
    display: block;
    width: 70px;
    margin: 5px 0 20px;
}

.loan-about-intro__body {
    font-size: 15px;
    line-height: 1.75;
    color: #555;
}

.loan-about-intro__body h3 {
    font-family: Mulish, Lato, sans-serif;
    font-size: 22px;
    font-weight: 800;
    color: #1a1a1a;
    margin: 0 0 1em;
}

.loan-about-intro__body ul {
    margin: 0 0 1.5em 1.2em;
    padding: 0;
}

.loan-about-intro__body li {
    margin-bottom: 0.5em;
}

.loan-about-intro__body p {
    margin: 0 0 1em;
}

.loan-testimonials-band {
    padding: 6% 30px 8%;
    background: #fff;
}

.loan-testimonials-band__container {
    max-width: 1248px;
    margin: 0 auto;
}

.loan-testimonials-band__banner {
    background-image: url('https://innovativewealth.com.au/wp-content/uploads/2020/08/footer-background-colours.svg');
    background-position: center top;
    background-repeat: no-repeat;
    background-size: cover;
    border-radius: 18px;
    padding: 40px 40px 400px;
    margin-bottom: 0;
}

.loan-testimonials-band__banner h2 {
    font-family: Mulish, Lato, sans-serif;
    font-size: 45px;
    font-weight: 800;
    line-height: 1.35;
    color: #fff;
    margin: 10px 0 15px;
    max-width: 900px;
}

.loan-testimonials-band__cards {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 24px;
    margin-top: -340px;
    position: relative;
    z-index: 2;
}

.loan-testimonials-band__cards--count-3 {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.loan-testimonials-band__cards--count-1 {
    grid-template-columns: minmax(0, 480px);
    justify-content: center;
}

.loan-testimonials-band__card {
    background: rgba(255, 255, 255, 0.95);
    border-radius: 18px;
    box-shadow: 0 10px 23px 5px rgba(0, 0, 0, 0.15);
    padding: 70px 70px 50px;
    text-align: center;
}

.loan-testimonials-band__photo {
    width: 130px;
    height: 130px;
    object-fit: cover;
    border-radius: 50%;
    margin: 0 auto 30px;
    display: block;
}

.loan-testimonials-band__label {
    font-family: Mulish, Lato, sans-serif;
    font-size: 32px;
    font-weight: 800;
    color: #574cde;
    margin: 0 0 15px;
}

.loan-testimonials-band__quote {
    font-size: 14px;
    line-height: 1.65;
    color: #555;
    margin: 0 0 12px;
}

.loan-testimonials-band__author {
    font-size: 14px;
    color: #1a1a1a;
    margin: 0;
}

@media (max-width: 1024px) {
    .loan-about-intro__container {
        padding-right: 0;
    }

    .loan-testimonials-band__banner {
        padding-bottom: 120px;
    }

    .loan-testimonials-band__banner h2 {
        font-size: 32px;
    }

    .loan-testimonials-band__cards,
    .loan-testimonials-band__cards--count-3 {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        margin-top: -80px;
    }
}

@media (max-width: 640px) {
    .loan-about-intro,
    .loan-testimonials-band {
        padding-left: 20px;
        padding-right: 20px;
    }

    .loan-about-intro__title {
        font-size: 28px;
        text-align: center;
    }

    .loan-about-intro__separator {
        margin-left: auto;
        margin-right: auto;
    }

    .loan-testimonials-band__banner {
        padding: 32px 24px 48px;
    }

    .loan-testimonials-band__cards {
        grid-template-columns: 1fr;
        margin-top: 24px;
    }

    .loan-testimonials-band__card {
        padding: 40px 28px 32px;
    }
}

/* LayerSlider – warm accent on pagination (replaces default blue) */
#layerslider_loan_home .ls-bottom-nav-wrapper a,
#layerslider_loan_home .ls-nav-active,
#layerslider_loan_home .ls-bottom-slidebuttons a.ls-nav-active {
    background-color: var(--loan-coral) !important;
    border-color: var(--loan-coral) !important;
}

#layerslider_loan_home .ls-bottom-nav-wrapper a:hover {
    background-color: var(--loan-coral-dark) !important;
}

/* LayerSlider fallback if script blocked */
#layerslider_loan_home.ls-fallback .ls-slide:not(:first-child) {
    display: none;
}

#layerslider_loan_home.ls-fallback .ls-slide:first-child {
    display: block;
}

/* ── Contact page ── */

.loan-contact-page .post-content {
    background: #fff;
}

.loan-contact--has-bg {
    background-position: center center;
    background-repeat: no-repeat;
    background-size: cover;
    padding: 6% 30px;
}

.loan-contact__container {
    max-width: 1248px;
    margin: 0 auto;
}

.loan-contact__grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px 48px;
    align-items: flex-start;
}

.loan-contact__title {
    font-family: Mulish, Lato, sans-serif;
    font-size: 35px;
    font-weight: 800;
    letter-spacing: -1px;
    color: #1a1a1a;
    margin: 10px 0 40px;
    line-height: 1.15;
}

.loan-contact__form-col {
    padding-right: 52px;
}

.loan-contact__alert {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    padding: 14px 18px;
    border-radius: 6px;
    margin-bottom: 24px;
    font-size: 14px;
    line-height: 1.5;
}

.loan-contact__alert--success {
    background: rgba(81, 228, 255, 0.15);
    color: #2a8fa3;
    border: 1px solid #51e4ff;
}

.loan-contact__alert--error {
    background: rgba(30, 99, 216, 0.1);
    color: #a83d3c;
    border: 1px solid var(--loan-coral);
}

.loan-contact__alert-icon {
    font-weight: 700;
    flex-shrink: 0;
}

.loan-contact__honeypot {
    position: absolute;
    left: -9999px;
    width: 1px;
    height: 1px;
    opacity: 0;
    pointer-events: none;
}

.loan-contact__field {
    margin-bottom: 22px;
}

.loan-contact__field label {
    display: block;
    font-size: 14px;
    font-weight: 600;
    color: #474747;
    margin-bottom: 8px;
}

.loan-contact__field label abbr {
    color: var(--loan-coral);
    text-decoration: none;
}

.loan-contact__field .fusion-form-input {
    width: 100%;
    box-sizing: border-box;
    padding: 12px 16px;
    font-size: 15px;
    color: #474747;
    background: #fff;
    border: 1px solid #e2e2e2;
    border-radius: 4px;
}

.loan-contact__field .fusion-form-input::placeholder {
    color: rgba(71, 71, 71, 0.5);
}

.loan-contact__field .fusion-form-input:focus {
    outline: none;
    border-color: var(--loan-coral);
    box-shadow: 0 0 0 3px var(--loan-royal-glow);
}

.loan-contact__field textarea.fusion-form-input {
    min-height: 120px;
    resize: vertical;
}

.loan-contact__input-icon {
    position: relative;
}

.loan-contact__input-icon i {
    position: absolute;
    left: 14px;
    top: 50%;
    transform: translateY(-50%);
    color: #474747;
    pointer-events: none;
}

.loan-contact__input-icon .fusion-form-input {
    padding-left: 42px;
}

.loan-contact__error {
    display: block;
    margin-top: 6px;
    font-size: 13px;
    color: #cf2e2e;
}

.loan-contact__submit .fusion-button {
    border-radius: 8px;
    background: var(--loan-royal);
    color: var(--loan-text-on-blue);
    border: none;
    padding: 14px 32px;
    font-size: 14px;
    font-weight: 700;
    cursor: pointer;
    box-shadow: 0 6px 18px var(--loan-royal-glow);
    transition: background 0.2s ease, transform 0.2s ease;
}

.loan-contact__submit .fusion-button:hover {
    background: var(--loan-royal-dark);
    transform: translateY(-1px);
}

.loan-contact__info-col .loan-contact__title {
    margin-bottom: 30px;
}

.loan-contact__photo {
    display: block;
    width: 100%;
    max-width: 500px;
    height: auto;
    margin-bottom: 40px;
}

.loan-contact__pill {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 12px 25px;
    margin-bottom: 20px;
    border: 4px solid var(--loan-coral);
    border-radius: 40px;
    text-decoration: none;
    color: var(--loan-royal);
    font-size: 16px;
    line-height: 1.5;
    letter-spacing: 0.05em;
    transition: background 0.2s ease, color 0.2s ease;
}

.loan-contact__pill i {
    font-size: 22px;
    color: var(--loan-coral);
    flex-shrink: 0;
}

.loan-contact__pill strong {
    color: var(--loan-royal-dark);
    font-weight: 700;
}

.loan-contact__pill:hover {
    background: rgba(30, 99, 216, 0.08);
    color: var(--loan-coral-deep);
}

.loan-contact__pill:hover strong {
    color: var(--loan-coral-deep);
}

.loan-contact-page .loan-testimonials-band {
    padding-top: 6%;
}

@media (max-width: 1024px) {
    .loan-contact__grid {
        grid-template-columns: 1fr 1fr;
        gap: 32px;
    }

    .loan-contact__form-col {
        padding-right: 24px;
    }

    .loan-contact__title {
        font-size: 30px;
        margin-bottom: 28px;
    }
}

@media (max-width: 640px) {
    .loan-contact--has-bg {
        padding: 12% 20px;
    }

    .loan-contact__grid {
        grid-template-columns: 1fr;
    }

    .loan-contact__form-col {
        padding-right: 0;
    }

    .loan-contact__title {
        font-size: 28px;
        margin-bottom: 20px;
    }

    .loan-contact__photo {
        max-width: 100%;
    }
}

/* Mortgage and Loan — content only (matches innovativeassociates service page) */
.loan-mortgage-and-loan-page .post-content {
    padding: 0;
}

.loan-mortgage-content {
    padding: 40px 15px 60px;
    background: #ffffff;
}

.loan-mortgage-content__inner {
    max-width: 1140px;
    margin: 0 auto;
    padding: 0 15px;
    box-sizing: border-box;
}

.loan-mortgage-content__figure {
    margin: 0 0 10px;
    padding: 20px 0 10px;
    text-align: center;
}

.loan-mortgage-content__image {
    display: block;
    max-width: 100%;
    width: auto;
    height: auto;
    margin: 0 auto;
}

.loan-mortgage-content__heading {
    margin: 30px 0 20px;
    font-family: Lato, Roboto, sans-serif;
    font-size: 28px;
    font-weight: 700;
    line-height: 1.3;
    color: var(--loan-text-on-white);
}

.loan-mortgage-content__body p {
    margin: 0 0 1em;
    font-family: Lato, Roboto, sans-serif;
    font-size: 18px;
    line-height: 36px;
    color: #000000;
    text-align: justify;
}

.loan-mortgage-content__body p:last-child {
    margin-bottom: 0;
}

@media (min-width: 768px) {
    .loan-mortgage-content__image {
        max-width: 768px;
    }
}

/* Calculator page – home loan widget + lender panel (shared tax-zimed sections) */
.loan-calculator-page .loan-calculator-sections .container {
    width: 100%;
    max-width: 1140px;
    margin-left: auto;
    margin-right: auto;
    padding-left: 15px;
    padding-right: 15px;
    box-sizing: border-box;
}

.loan-calculator-page .post-content {
    padding: 0;
}

.loan-calculator-page .tax-hl-calc,
.loan-calculator-page .tax-lenders {
    font-family: Lato, Roboto, sans-serif;
}

/* ── Royal Blue theme: nav, CTAs, blue surfaces ── */

.fusion-header .fusion-main-menu > ul.fusion-menu > li.current-menu-item > a,
.fusion-header .fusion-main-menu > ul.fusion-menu > li.current-menu-ancestor > a,
.fusion-header .fusion-main-menu > ul.fusion-menu > li.current_page_item > a {
    color: var(--loan-royal) !important;
}

.fusion-header .fusion-main-menu > ul.fusion-menu > li > a:hover,
.fusion-header .fusion-main-menu > ul.fusion-menu > li > a:focus-visible {
    color: var(--loan-royal) !important;
}

.loan-svc-lp-h2,
.loan-svc-lp-card__title,
.loan-services-intro__title,
.loan-finance-svc__heading {
    color: var(--loan-text-on-white);
}

.loan-svc-lp-lead {
    color: var(--loan-royal-dark);
}

.loan-svc-lp-btn {
    border-radius: 8px;
    box-shadow: 0 6px 20px var(--loan-royal-glow);
}

.loan-svc-lp-btn--outline:hover {
    color: var(--loan-royal-dark) !important;
}

.loan-home-expertise__cta {
    border-radius: 8px;
    box-shadow: 0 8px 22px var(--loan-royal-glow);
}

.loan-calculator-page .tax-hl-calc__title,
.loan-calculator-page .tax-lenders__title {
    color: var(--loan-text-on-white);
}

.loan-calculator-page .tax-hl-calc__lead,
.loan-calculator-page .tax-lenders__lead,
.loan-calculator-page .tax-lenders__category {
    color: var(--loan-text-muted);
}

.loan-calculator-page .tax-hl-calc__frame-wrap {
    border-color: var(--loan-royal-border);
    box-shadow: 0 16px 48px var(--loan-royal-glow);
}

.loan-calculator-page .tax-lenders__logo-card,
.loan-calculator-page .tax-lenders__slide {
    border-color: var(--loan-royal-border);
}

.loan-calculator-page .tax-lenders__logo-fallback,
.loan-calculator-page .tax-lenders__slide-name {
    color: var(--loan-royal-dark);
}